M.Y. Safra Bank | Privacy Security Terms

Our primary concern is protecting your personal and financial data. When you entrust us with your information, we commit to the highest level of responsibility to ensure it is kept secure. Please read through our relevant Privacy Notice, Security Statement, and website Terms and Conditions to learn more.

FACTS	WHAT DOES M.Y. SAFRA BANK, FSB DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: - Social Security number and account balances - Transaction history and credit history - Credit scores and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons M.Y. SAFRA BANK, FSB chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES M.Y. SAFRA BANK, FSB DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell
you how we collect, share and protect your personal information. Please read this notice
carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service
you have with us. This information can include:

- Social Security number and account balances
- Transaction history and credit history
- Credit scores and wire transfer instructions

When you are no longer our customer, we continue to share your information as
described in this notice.

How?

All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their customers' personal information; the reasons M.Y. SAFRA BANK, FSB
chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does M.Y. Safra Bank, FSB share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?: Call 212-652-7200

What we do
How does M.Y. Safra Bank, FSB protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does M.Y. Safra Bank, FSB collect my personal information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.See below for more on your rights under state law.

What we do

How does M.Y. Safra Bank, FSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does M.Y. Safra Bank, FSB collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card

Why can't I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates' everyday business purposes - information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. M.Y. Safra Bank, FSB has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. M.Y. Safra Bank, FSB does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. M.Y. Safra Bank, FSB doesn't jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

M.Y. Safra Bank, FSB has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

M.Y. Safra Bank, FSB does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

M.Y. Safra Bank, FSB doesn't jointly market.

Security Statement

Online Security Statement: Client Information security is a top priority at M.Y. Safra Bank. Our firm will continue to adopt new technologies to ensure confidentiality, flexibility, and a superior client experience.

Please be aware of several straightforward security tips when using any internet site containing sensitive information:

Please use a strong password. Choose passwords that are difficult for others to guess and use a different password for each of your online accounts. Use both letters and numbers and a combination of lower case and capital letters.
Change your online banking passwords often. You can do this quickly and easily by signing on and going to the designated area.
Make sure your home computer has the most current anti–virus software. Anti–virus software needs frequent updates to guard against new viruses. We recommend that you use a program that automatically updates your virus protection on a regular basis.
Install a personal firewall to help prevent unauthorized access to your home computer. This is important if you are connected to the internet via a cable modem or other internet access method.
Act quickly if you detect fraud. If you believe someone is trying to commit fraud and/or you think you may have provided personal or account information in response to a fraudulent email or web site, report the incident immediately and change your passwords.

Terms and Conditions

M.Y. Safra Bank maintains this site (the "Site") for our Clients' and guests' use. Please feel free to browse the Site. The viewer may not distribute, modify, transmit, reuse, repost, or use the content of the Site for public or commercial purposes, including the text, images, audio, and video.

Access to and use of the Site is also subject to the following terms and conditions ("Terms and Conditions") and all applicable laws. By accessing and browsing the Site, the viewer accepts, without limitation or qualification, the following:

The viewer should assume that everything on the Site is copyrighted, unless otherwise noted, and may not be used except as provided in these Terms and Conditions. M.Y. Safra Bank neither warrants nor represents that use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with M.Y. Safra Bank.
While M.Y. Safra Bank uses reasonable efforts to include accurate and up to date information in the Site, M.Y. Safra Bank makes no warranties or representations as to its accuracy. M.Y. Safra Bank assumes no liability or responsibility for any errors or omissions in the content of the Site.
Use of and browsing the Site is at the viewer's own risk. Neither M.Y. Safra Bank nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to the viewer. Check local laws for any restrictions or limitations regarding the exclusion of implied warranties.
M.Y. Safra Bank also assumes no responsibility, and shall not be liable for, any damages to, or viruses, that may infect, the viewer's computer equipment or other property on account of the viewer's access to, use of, or browsing of the Site or downloading of any materials, data, text, images, video, or audio form on the Site.
Any communication or material the viewer transmits to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, nonconfidential and non-proprietary. Anything the viewer transmits or posts may be used by M.Y. Safra Bank or its affiliates for any purpose, including but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, M.Y. Safra Bank is free to use any ideas, concepts, know-how, or techniques contained in any communication submitted to the Site for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products using such information.
Images of people or places displayed on the Site are either the property of, or used with permission by M.Y. Safra Bank. The use of these images is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of M.Y. Safra Bank and others. Nothing contained on the Site should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any Trademark displayed on the Site. Misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions is strictly prohibited. Please be advised that M.Y. Safra Bank will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.
M.Y. Safra Bank may at any time update these Terms and Conditions by updating this posting. Viewers are bound by any such revisions and should therefore periodically visit this page to review the current Terms and Conditions.