Online Banking
Login Button Enroll Button

Need help?

Branch Rates

All Rates Subject to Change Daily- Effective as of October 9, 2018

Regular, Promotional and IRA Certificates of Deposit Accounts
Account Term Classic CD Jumbo
$5,000 Minimum Deposit to Open Accounts $100,000 Minimum Deposit to Open Accounts
*Annual Percentage Yield (APY) *Annual Percentage Yield (APY)
30 Days** 0.95% 1.00%
90 Days** 1.20% 1.25%
6 Months 1.45% 1.50%
9 Months 1.70% 1.75%
12 Months 1.95% 2.00%
18 Months 2.15% 2.20%
24 Months 2.35% 2.40%
36 Months 2.55% 2.60%
48 Months 2.60% 2.65%
60 Months 2.90% 2.95%
84 Months 3.20% 3.25%

For more information, or for rates on deposits over $1 million, please call M.Y. Safra Bank at 1-855-MYSAFRA.

*The APY assumes monthly compounding of interest and that interest will remain on deposit until maturity.
**N/A for IRA Accounts, where term is minimum 6 months.

Custom rates are available for Certificate of Deposit maturities in between the terms listed above.
A substantial penalty may be imposed for early withdrawal on Certificate of Deposit accounts.

Personal Checking and Savings Interest Rates
Balance** Personal Interest Checking Personal Savings & Money Market High Yield Money Market***
*Annual Percentage Yield (APY) *Annual Percentage Yield (APY) *Annual Percentage Yield (APY)
$0 up to $5,000 0.05% 0.25% 0.00%
$5,000 up to $25,000 0.05% 0.25% 2.01%
$25,000 up to $50,000 0.10% 0.25% 2.01%
$50,000 up to $100,000 0.10% 0.25% 2.01%
$100,000 up to $250,000 0.10% 0.75% 2.01%
$250,000 up to $1,000,000 0.15% 0.75% 2.01%

For more information, or for rates on deposits over $1 million, please call M.Y. Safra Bank at 1-855-MYSAFRA.

*The APY assumes monthly compounding of interest at the rate indicated for a full year.
** Interest rate applied to entire deposit based on balance met.
*** $5,000 Minimum balance required to open High Yield Money Market.
$100 Minumum balance required to open Personal Checking, Savings or Money Market Accounts.
Rates on checking, savings, and money market accounts may change after opening. Fees, if incurred, will reduce earnings on the account. 
Please refer to the Account Disclosure booklet for terms, conditions, and any fees associated with the accounts listed above.

Click here for our MYSB Direct Online Bank Rates


 © Copyright 2018 M.Y. Safra Bank, FSB. All rights reserved. Member FDIC. Principal and interest insured by the FDIC to the full extent of the law. M.Y. Safra Bank, 499 Park Avenue New York, NY 10022. 1-855-MYSAFRA.

Loan Rates

Please call or e-mail M.Y. Safra Bank to inquire about loan rates.

Phone- 212-652-7200

E-mail loans@mysafra.com